White-label Crypto-Fiat Neobank

The BaaS IT platform is a full Banking-as-a-Service solution that lets you launch your own crypto-fiat neobank under your brand in 2–4 weeks. You get full white-label customisation (logo, colours, domain, API), the ability to scale the project to millions of users and an internal compliance framework aligned with current regulatory requirements. The core logic for working with fiat and crypto – accounts, transfers, invoicing, statements and reporting – is already built in, so you don’t need to develop or integrate separate systems from scratch.

Within a single system, you can serve both individuals and businesses, combining fiat accounts, crypto accounts, cards, invoicing, acquiring and mass payouts. Retail users can work with fiat and crypto balances, IBANs, cards, vouchers and detailed PDF statements, while business clients get corporate fiat and crypto accounts, merchant accounts for accepting card, bank and crypto payments on their websites, and automated mass payouts to cards, bank accounts and crypto addresses. All of this runs under your own brand on one unified infrastructure, instead of a patchwork of separate providers and integrations

Key elements of the white-label neobank include:

• Full white-label branding: logo, colours, domain and API
• Launch of a crypto-fiat neobank in 2–4 weeks
• Scaling to millions of users on one infrastructure
• Built-in compliance layer aligned with MiCA and VASP / MSB / EMI / PI models
• Unified system for fiat accounts, crypto wallets, cards, merchant acquiring and payouts

For individual customers, the neobank can include:

• Fiat accounts with top-ups and withdrawals via segregated client funds accounts using SEPA, SWIFT, Faster Payments, local banks, Visa and Mastercard
• Internal transfers by internal user identifier and transfers to a recipient’s email address when bank details are not available
• Dedicated IBANs, virtual and plastic cards (with optional IBAN and BIN sponsorship under a single contract)
• One-click conversion between fiat and crypto accounts
• Invoices by email, payment link or API, top-ups via scratch codes and gift vouchers
• Crypto accounts on 34 major blockchains with wallet generation and management, vouchers / gift cards and PDF statements for all transactions

For business customers, the neobank can include:

• Corporate fiat accounts with SEPA, SWIFT, Faster Payments, Visa and Mastercard
• Business crypto accounts with corporate wallets on 34 blockchains
• Merchant accounts for accepting card, bank and crypto payments on the client’s website
• Automated mass payouts to cards, bank accounts and crypto addresses

This white-label neobank is designed to give you a complete crypto-fiat banking product under your own brand, so you can focus on acquiring and serving customers instead of building infrastructure, integrations and compliance processes from scratch.

Frequently Asked Questions